Even if you have bad credit or a bankruptcy on record, buy here pay here car lots in Ohio are places where you can sign and drive off with a car. We all know that getting access to a car and transportation is vital to people living in many areas of OH. On this page, we take a look at what it means to purchase a car at a buy here pay here car lot, the terms involved, and examples of car lots and the cars they sell.
Typical buy here pay here deals are heavy on discussion about what you can afford to pay. As a first step, prospective customers are often queried about or screened on their credit worthiness. That does not mean that you need good credit in any way. They just want to understand what you can afford to pay before they will show you a car that you can qualify for. Obviously, if your credit is a little better, you are eligible for more expensive cars and better terms.
You will not need to put down a lot of cash for the car. Down payments are typically in the range of $500 to $2000. You will also to make regular payments of $50 to $100 every week or every 2 weeks. Buy here pay here car lots of often extremely sensitive to late or missed payments, so if you choose to buy the car, make to find out what the consequences may be for late payments. Some do offer as much as a 30-day grace period, while others do not.
In the past year, there have been complaints about the business practices of buy here pay here car lots. Some may have felt buyers remorse from a used car purchase they freely agreed on, while others accuse the car lots of misrepresenting the terms. To be on the safe side, be very careful when choosing which dealer to buy from and make sure to read and understand the terms involved. You can find more information on this buy here pay here car lots article.
Buy Here Pay Here Dealers Ohio
Ohio has a number of independent local buy here pay here dealers, as well as the presence of nationwide BHPH chains like DriveTime and JD Byrider. A number of them are also BBB accredited businesses, which means you can do a background check on their rating.
As mentioned before, when searching into buy here pay here cars in Ohio, make sure to a car lot that is reputable. Here are some sample listings and contact information. These are sample data provided for the convenience of readers like yourself. We are unable to provide any representations as to the quality of these dealers and their services. Please exercise caution.
JD Byrider Buy Here Pay Here Ohio
JD Byrider is a franchised buy here pay here operation with 135 dealerships nationwide. Headquarters in Carmel, Indiana, some are franchisee owned while others are operated by franchisees. The parent company has been in business for over 23 years. They speclialize in providing in house financing for auto vehicles sold. So anyone with credit challenges can still get approved as they are willing to work with you directly.
In Ohio, they have various dealerships in Akron, Toledo, Cincinnati, Cleveland, Columbus, Marietta, Youngstown and Warren. Some dealerships are BBB accredited while others are not. The dealership at 2886 S Hamilton Rd, Columbus has a C+ rating, with over 30 complaints in the last 3 years. However, the parent dealership in Carmel, IN has an A+ rating. So there may be some differences in the service level of each franchisee dealership. It is possible that some locations may be easier to work with than others. More information is available at JD Byrider Ohio Buy Here Pay Here
Address and contact info:
JD Byrider – Akron
777 Canton Road, Akron ,OH
JD Byrider – Bedford
90 Broadway, Bedford, OH
JD Byrider – Canton
3000 W. Tuscarawas St, Canton ,OH
JD Byrider – Cincinnati
8581 Beechmont Ave, Cincinnati ,OH
JD Byrider – Cleveland
15200 Lorain Rd, Cleveland, OH
JD Byrider – Columbus
3700 W. Broad St, Columbus,OH
DriveTime Dealership – Fairfield, OH
DriveTime is a nationwide chain of buy here pay here car lots. They have close to 90 locations nationwide, including one close to Cincinnati at Fairfield, Ohio. DriveTime appears to have a good process in place that ensures car owners are satisfied with their purchases. Vechicles sold at the Fairfield lot typically come with a 3 year or 36,000 miles limited vehicle warranty. The less bright aspect of doing business with DriveTime is that they are being investigated by the Consumer Financial Protection, a federal consumer protection bureau. No report of wrong doing has been announced so far.
Address and contact info:
5910 Dixie Highway, Fairfield, OH 45014
Besides JD Byrider and Drive Time, you will be able to find many independent buy here pay here car lots in Ohio as well. Be sure to do a background check on the reputation of the car dealer. Amongst other things, you can check to see if they have a good standing with the BBB.